Monitor Your Credit Score Anytime, Anywhere with Credit Sense

Young couple going over their finances

How Credit Sense Can Help

What is Credit Sense, you ask? It’s more than just a number – it’s a tool. Credit Sense pulls your credit profile from TransUnion, one of the three major credit reporting bureaus, and uses VantageScore 3.0 – a credit scoring model developed collaboratively by the three major credit bureaus: Equifax, Experian, and TransUnion. With this, you have access to a detailed credit report available at any time through Varsity Online or Mobile Banking without impacting your score.

With Credit Sense you’ll be able to:

  • Better understand your credit score
  • Monitor your credit report
  • Review your credit history
  • Dispute errors on your credit score
  • Learn how you can improve your credit score

Credit Sense also monitors your credit and will send you alerts if there is fraud detected on your accounts.

Bringing You More Financial Opportunities

When you take advantage of Credit Sense, you’ll get a better idea of where your credit stands and what loans you may be approved for, before you meet with a lender. Credit Sense analyzes your financial data and provides recommended products such as auto loans, credit cards, and mortgages that you pre-qualify for.

How Can I Start Using Credit Sense Today?

Varsity customers must be enrolled in Varsity Online and Mobile Banking to access Credit Sense. Upon signing into their online or mobile banking platform, you will be prompted to enroll in Credit Sense and the tool will be added to your dashboard.

Remember, this service tool is absolutely free. So why wait? Take control of your credit score today with Credit Sense through Varsity.